Do you still have a challenge in knowing the best credit cards for online shopping in Ghana? This article is here for you.
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What is a credit card?
Simply, a tiny plastic card that can be used to make credit purchases from banks, building societies, and other financial institutions.
Companies that operate with credit cards
Concerning the companies, they are classified into credit card networks and credit card issuers
Credit card networks: The organization that assists with processing each of your transactions is the credit card network. They are; Mastercard, Discover, Visa, and American Express.
Credit card issuers: The bank that offers the consumer a credit line is the card issuer. In other words, when you apply for a new credit card, the financial institution that can accept you is the card issuer. They include; Barclays, American Express, Capital One, Citi, Discover, etc.
What are the best credit cards for shopping online in Ghana
The best credit cards in Ghana are listed below;
Ghana Commercial Bank
Electronic payment cards from GCB MasterCard/Visa enable cardholders to conduct business at any ATM or POS terminal bearing the MasterCard, Cirrus, Maestro, or Visa logos, anywhere in the world.
Ecobank
Almost any website accepts Ecobank credit cards with no issues. You can shop online in both African and non-African countries with your Ecobank card. Additionally, Ecobank is accessible in more than 50 nations globally. When compared to other banks, Ecobank has a low transaction rate for online purchases.
Stanbic Bank Ghana
There are several different cards available from this bank. Debit, money e-wallet, and other card types include Visa and MasterCard. Most of their cards are compatible with foreign retailers. The Stanbic debit card allows you to make online purchases from the comfort of your home.
Getting your credit card from any of the mentioned banks with help you transact with less risk worldwide. There are other banks that have credit cards, you can do further research about them if case for some reason, you don’t like to use the mentioned banks’ credit cards.